Editor’s note: Health Alliance is a sponsor of ChambanaSeniors.com.
If you or a loved one is getting ready to sign up for Medicare, you might have questions about Medicare Advantage plans. We’re here to help you separate myth from fact.
Myth – Medicare Advantage plans don’t offer access to enough providers.
Fact – The government makes sure all Medicare Advantage members have access to in-network providers. Plus, plans must find a doctor and cover their services at the in-network rate if they don’t have an in-network specialist for your specific condition.
Myth – If you have a Medicare Advantage plan, you’ll need a referral to see a specialist.
Myth – Low premiums mean the coverage must be bad.
Fact – A Medicare Advantage plan with a low or $0 premium doesn’t mean it offers bad coverage. In many cases, these plans even cover extra services, like dental, vision and hearing.
Myth – A Medicare Supplement plan gets you more coverage than a Medicare Advantage plan.
Fact – Medicare Supplement plans only cover the services Original Medicare covers. Medicare Advantage plans can offer more. They often include drug coverage and extras, like dental, vision and fitness perks.
Interested in learning more?
- Call (888) 382-9771 (TTY 711).
- Attend a webinar to learn about Health Alliance and Simplete Medicare Advantage plans.
- Read more about the different types of Medicare.
- View plans, enroll and more at HealthAlliance.org/medicare and simplete.org/medicare.
Simplete is powered by Health Alliance™ – a Medicare Advantage organization with a Medicare contract. Enrollment in Simplete is dependent on contract renewal. For accommodations of persons with special needs at meetings, call (877) 634-3390 (TTY 711).
First in this series: Enroll in a Medicare Plan Made for You